Ethics Metrics LLC offers ratings and risk analysis on U.S. banks on a subscription basis. We are the only rating company providing our clients transparency to the true financial quality and risk exposure of banks. We rate banks on their compliance with federal banking and securities law and analyze previously undisclosed compliance violations. Our reports reveal: 1) a bank’s sustainability or ability to self insure through a business cycle; 2) the risk that a bank will default and not pay its obligations; and 3) risk of failure and potential systemic risk.